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Interest Free Finance

Payment Options

Here at Colbycool we like to make a comfortable home an affordable one. We understand that upgrading your homes heating and cooling can impact on your household budget. In an effort to combat this we have designed the below options for your convenience. If you require any further information on any of our payment options please don't hesitate to contact one of our friendly staff members.


GE Money and Visa Gem Card

Everyday Interest Free

The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.

Shop Online or In Store With Interest Free.

You can now shop online every day, using your existing Gem Visa, GE CreditLine, Buyer’s Edge and GO MasterCard account or card number. It’s that easy! Or apply for a Gem Visa now and receive a response within 60 seconds and once approved start shopping right away.

We have 6, 12, 18, 24 and 36 months plans to suit your budget. Interest free promotions available online and in store available all year round.

The Smarter Way To Pay For Things You Really Want.

At Colbycool, we offer a choice of repayment options, allowing you to choose the finance option that best suits your individual needs.

Freedom Finance Option Steps


Colbycool Ezi-Pay

What is Colbycool Ezi-Pay?

Colbycool Ezi-Pay, Australia’s favourite retail payment plan is a “revolving credit account” that allows you to purchase goods or services today, by paying an initial deposit, with the remaining balance conveniently direct debited fortnightly. The application is simple with no invasive questions and fast approval times. Best of all, there is No Interest Ever!

What are the set up fees and charges for an Colbycool Ezi-Pay plan?

When you make your initial purchase, Colbycool Ezi-Pay will open an Account for you. With this initial purchase you will pay a purchase establishment fee between $35 and $90 which will set up your account, and is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $ 2.90 which will be direct debited whilst your account remains active.

Are there any other charges?

There is a $2.80 payment processing fee to process each repayment. Please remember that your payment plan is NO INTEREST EVER!* Please refer to the "Terms and Conditions" in store for further details.

*Colbycool Ezi-Pay Express is a continuing credit payment plan provided by Colbycool Ezi-Pay Pty Ltd. Fees, terms & conditions apply. A purchase establishment fee of between $35 & $90 is payable with the first repayment. A monthly account keeping fee of $2.90 & a payment processing fee of $2.80 apply. Colbycool Ezi-Pay Express No Interest Ever! applies. See in store for details.

How to apply for Colbycool Ezi-Pay?

  • Apply for Colbycool Ezi-Pay Steps
  • Apply for Colbycool Ezi-Pay Steps
  • Apply for Colbycool Ezi-Pay Steps
  • Apply for Colbycool Ezi-Pay Steps
  • Apply for Colbycool Ezi-Pay Steps

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